Miami FL (13-2) vs Indiana (15-0)
When: Monday, January 19th 2026
Where: Hard Rock Stadium,
Miami Gardens, FL
Time: 7:30 ET | TV: ESPN
Opening Odds: Indiana -6.5/44.5
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Miami FL vs Indiana Recent Meetings
No recent meetings
Prediction
I’ll start by saying I think Indiana will win this game, but it won’t be as easy as their first two playoff games. Miami is physical enough up front on both sides of the ball to keep this close. I’m not a big fan of Carson Beck, but he’s come up with some big plays lately and he’ll need to do it again. Miami seems to play better as an underdog than a favorite. The ‘Canes have been an underdog three times this season and they won them all outright. Even though it’s not technically a home game, Miami will feel right at home in their own stadium. They don’t have to travel and they’ll feel more comfortable in their own facilities. Everyone is already handing Indiana the national title, but Miami won’t go down without a fight.
Pick: Miami FL +7.5
